Student Loans and Grants
Student Loans and Grants Introduction
Loans – money that you pay back
Grants – money that you do not pay back
Loans
The Government of Canada offers Canada Student Loans to eligible full- and part-time post-secondary students in most provinces and territories. Quebec, the Northwest Territories and Nunavut offer their own student financial assistance programs and do not participate in the Canada Student Loans Program.
Need assessment tables can help you figure out whether or not you might be eligible for financial assistance. The estimator will give you an idea of how much money you could receive.
Grants
You may be entitled to money in the form of grants, to help finance your post-secondary education. Grants do not need to be paid back.
If you qualify for a Canada Student Loan, you are automatically assessed for most Canada Student Grants (except for the Grant for Services and Equipment for Students with Permanent Disabilities, where a separate application is required).
You may be eligible to receive more than one grant.
- Grant for Students from Low-Income Families
- Grant for Students from Middle-Income Families
- Grant for Students with Dependents
- Grant for Part-Time Studies
- Grant for Part-time Students with Dependents
- Grant for Students with Permanent Disabilities
- Grant for Services and Equipment for Persons with Permanent Disabilities
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